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Rates

Rates effective as of 01/01/2004

Credit Rating
A
APR*

B
APR*

C
APR*

D
APR*

E
APR*

*APR = Annual Percentage Rate

Loans	Term	Rate	APR*

*APR = Annual Percentage Rate

Savings	Minimum Balance	Dividend/ Interest Rate	APY*

*APY = Annual Percentage Yield

Certificates	Minimum Deposit	Dividend/ Interest Rate	Term	APY*

*APY = Annual Percentage Yield

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