Dividend Rates


Checking & Savings

Fee Type Dividend Rate APY**
Regular Shares
$100.00 but not exceeding $5,000.00
$5,000.01 but not exceeding $15,000.00
$15,000.01 but not exceeding $50,000.00
$50,000.01 and above
(Minimum balance to earn dividends - $100.00)
0.05%
0.10%
0.10%
0.10%
0.05%
0.10%
0.10%
0.10%
Christmas Club
(Minimum balance to earn dividends - $100.00)
0.00% 0.00%
Vacation Club
(Minimum balance to earn dividends - $100.00)
0.00% 0.00%
Checking
(Minimum balance to earn dividends - $300.00)
0.00% 0.00%

Share Certificates

Term Dividend Rate APY**
6 Months 0.05% 0.05%
12 Months 0.10% 0.10%
24 Months 0.10% 0.10%

Share Certificates $10,000 and Over

Term Dividend Rate APY**
6 Months 0.05% 0.05%
12 Months 0.10% 0.10%
24 Months 0.10% 0.10%

IRA Rates

Dividend Rate APY**
0.20% 0.20%

Rates are subject to change without notice. Rates are effective as of April 1, 2016. There is no minimum balance requirement to earn dividends.