The following products are not federally insured, not obligations of Monroe Telco FCU and not guaranteed by the credit union.

Accidental Death and Dismemberment Insurance

Did you know that you are eligible for $1000.00 coverage for free? If you have signed an enrollment form and returned it to us you should be covered. Contact a credit union employee to learn more.

Credit Disability/Credit Life

Credit Disability Insurance is designed to cover your loan payment, following the 14th day of disability. Credit Life Insurance is designed to pay your loan balance in full in the event of your death. Joint disability and credit life insurance is also available on your loans. The insurance premium is included in your monthly payment. Be sure to ask for Credit Disability and Credit Life Insurance when you apply for a loan.

Guaranteed Asset Protection

Guaranteed Asset Protection is designed to protect your financial security in the event of an accident or theft. If your car is totaled or stolen and determined a total loss, GAP will cover the difference of your insurance settlement and your loan payoff. This will allow you to concentrate on purchasing a replacement vehicle instead of worrying about any deficient balance owed.

  • Low cost protection for high cost losses
  • Fee can be rolled into your monthly loan payment
  • Fully refundable if you cancel the coverage within the first 90 days

Route 66 Extended Warranty

A vehicle warranty is designed to be added to the vehicle at the time of purchase and can be used at any time. It protects the member against costly repairs incurred due to mechanical breakdown. A Route 66 Warranty is available for new or used vehicles. With this warranty, you can have peace of mind knowing your vehicle will perform at peak condition.

  • Protection against major mechanical expenses
  • No deductible on covered parts and labor
  • 24/7/365 roadside emergency service
  • Nationwide coverage
  • 30 day money-back guarantee
  • Transferrable
  • Total loss refund
  • Rental car allowance